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Coming 2021! Changes to Spouse Premium Reductions

Coming 2021! Changes to Spouse Premium Reductions

As a reminder, in addition to the non-nicotine usage discount, effective January 1st, 2021 spouses covered under the Monarch Health Plan, must also meet the 3 health risk factors thresholds (below) to qualify for the full Medical Plan premium discount. 

For example, in 2021 if the employee and spouse meet all the risk factor thresholds and they are nicotine free they will receive a 45% discount on their premium.   Additionally, both the employee and spouse must now meet each health risk threshold to receive the 5% discounts for each health risk factor.  

The 3 other health risk factors measured are:

  • Cholesterol
    • Total cholesterol < 200 or total cholesterol/HDL ratio < 4
  • Blood Pressure
    • Blood pressure < 140/90
  • Weight
    • BMI < 30 or
    • Waist < 36 (female) or 40 (male), or
    • % body fat < 37% (female) or 29% (male)

Call the WellHealth Worx Team at 317-612-3193 to schedule an appointment to measure your health risk factors.